VACATING THE CITY TO SAVE MONEY

When I finished with my bachelor's degree in psychology, I worked in a cooperative credit union for about 6 months while I attempted to figure out what I really wished to make with the rest of my life (I have not figured it out yet, honestly), then I decided to go to grad school and get a job in Cincinnati. I relocated to the city over Self-reliance Day weekend in 2014. Ever since, I resided in 2 various neighborhoods within the city limits. One was two miles beyond downtown in a trendy apartment building a short walk from an incredible park, and the other was seven miles from downtown in a highly preferable area in a home where I might hear my upstairs neighbor sneeze (among other, less innocent things * shudder *). Then I moved to a rural area right outside the city limits, in an apartment building right on the bike path where I might ride into town to grab an ice or a beer cream cone.

In autumn of 2017, my other half and I purchased our first home in my little home town-- a 50 minute drive to 3 major cities (select which instructions you're in the state of mind to drive: north, south, or west), however definitely a rural area. We live "in town" now, but that isn't saying much.

THE PROS

One of my best buddies lives a block away, and there is an amazing homemade hard cider place that's run out of the basement of a household house, and there are a couple of terrific local shops and dining establishments. There were likewise a lot of tradeoffs included with choosing to move out of the city.

I'm going to begin with the pros list, the terrific things about where we live and why we chose to move here. When I lived in the city in a very popular area, every time I walked my dog I would look up the information on any home I would see with a for sale indication out front. That's a big savings from a home mortgage in the city, and is significantly lower than our rent in the city or suburban areas.

Another pro is that we live closer to household. We live in the exact same town as my moms and dads, and are a brief drive from my in-laws and grandparents. We have much more outside space than we could have gotten in the city on our budget plan, including a large, fenced-in backyard.

Creekin'
I matured going "creekin,'" capturing amphibians, riding 4 wheelers, and having the day off school for the first day of open season. It was a really great youth.


THE CONS

There is absolutely an expense to moving out here, too. For starters, it seems like everybody knows everybody else! And often I just want to go to the supermarket in my sweats for white wine and cookie dough and not encounter one of my previous teachers or friends' moms and dads, ya understand ?? Bear with me as I go through these cons; I'm not trying to grumble (much), but the truth is that there is a lot to consider when considering moving from a city you like to a lower cost of living location in order to save cash.

Perhaps among the most obvious failures of living in a little, rural, low cost of living area is that it's far from things. Many of my good friends live in or closer to the city, and it needs more planning and driving in order to see them. It's also even more from entertainment; there is a little choice of great dining establishments nearby. When I was in the city I might stroll to many places and drive to an essentially endless list of restaurants and bars. Cincinnati is a really foodie-friendly city with an incredible brewery scene. I have actually stated this prior to and I'll say it forever: food is life. Places in my village likewise close previously. Now, I'm very little of a celebration animal any hop over to this website longer, however if I wish to be out later than 11 p.m. there is really only one choice here. And it's fantastic, but in some cases I wish to be out at a bar where I'm not going to see any of my former teachers, pals' moms and dads, or anyone I went to high school with. When it concerns getting house safely, Uber and Lyft aren't a thing here. You have to discover an excellent old made designated chauffeur, or walk. (When, my buddy who lives a block away and I got a bit toasted at the local wine store and strolled two miles to get to the hard cider place. Thankfully we found a good friend from high school there with his moms and news dads, who offered us a trip back. Benefits and drawbacks of understanding people all over you go.) When I lived in the city, an Uber would be available to pick me up within minutes any time of day, and it was an inexpensive ride anywhere, generally under $10.

If I were to get a different job in my field, I would have to drive to one of the major cities, at least about 40 minutes each method. When I lived in the city, there were SO MANY alternatives for mental health jobs, as well as other resources including numerous grocery options, yoga studios, animal stores, and so on. And not to sound too petty here, but the grocery shop in my town doesn't sell the excellent brand of goat cheese that I like, and I have to drive 30 minutes to the nearest Kroger that does.

I loved living in a city filled with diversity and with a range of social and political views. There is a church on every corner, on your method into town no matter which path you take, and quite much a stone's toss from any location you may take place to be standing in town. We went to a terrific church in the city that I enjoyed, and finding something that compares is important to me but it's something I'm still browsing for.

So, while I love my house and there are a lot of things I enjoy about my town, I do miss out on residing in the city. I do not see myself living in this town forever, and right now returning to the city remains in the medium-term plan. For now, little town and low cost of living life is affording us the capability to pay off our trainee debt more rapidly in order to get there. If you have actually made a similar move or have check my blog ever believed about it, let me understand.

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